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Tips6 min read

3 Ways to Save Money on Auto Collision Repairs

Published February 20, 2024
City Side Auto Body • I-CAR Gold Class

Quality Repairs Don't Have to Break the Bank

At City Side Auto Body, we believe everyone deserves quality collision repairs at fair prices. Here are three proven strategies to reduce your costs without compromising safety or quality.

1. Maximize Your Insurance Coverage

Choose the Right Deductible

Consider these factors when setting deductibles:

  • Lower deductibles mean higher premiums but less out-of-pocket
  • $500 deductible is often the sweet spot
  • Consider different deductibles for collision vs comprehensive
  • Review annually - your needs change

Use Your Rights

  • Choose your own repair shop (it's the law!)
  • Don't accept inferior aftermarket parts if OEM is warranted
  • Request supplements for hidden damage
  • Get a second opinion on total loss decisions

Understand Your Coverage

  • Rental car reimbursement
  • OEM parts endorsement
  • Gap insurance for newer vehicles
  • Diminished value claims

2. Time Your Repairs Strategically

Bundle Multiple Repairs

If you have multiple areas of damage:

  • Combine repairs to save on labor
  • Single insurance claim vs multiple
  • One rental car period
  • Reduced total downtime

Address Damage Promptly

Waiting costs more because:

  • Rust and corrosion develop
  • Small cracks spread
  • Water damage compounds problems
  • Safety systems may fail

3. Consider Smart Alternatives

Paintless Dent Repair (PDR)

For minor dents and hail damage:

  • 50-75% less than traditional repair
  • Preserves original paint
  • Faster turnaround
  • Maintains vehicle value

Used OEM Parts

When appropriate:

  • Genuine manufacturer parts at lower cost
  • Perfect for non-structural components
  • Often available for older vehicles
  • Same fit and quality as new

Repair vs Replace

Sometimes repair is better than replacement:

  • Bumper repair vs new bumper
  • Headlight restoration vs replacement
  • Wheel refinishing vs new wheels

City Side Auto Body Savings

We work to maximize your insurance claim, offer competitive cash prices, and never compromise on safety. Our I-CAR Gold certification ensures repairs are done right the first time.

Ready to Get Your Vehicle Repaired?

Trust City Side Auto Body for all your collision repair needs. Woman-owned, I-CAR Gold Class certified, and committed to excellence.

Last Updated: December 16, 2025

City Side Auto Body • 6320 Aaron Lane, Clinton, MD 20735 • Woman-Owned • I-CAR Gold Class Certified • All Insurance Accepted